Perhaps I misunderstood what people meant by "opaque". I thought it meant the fields of the record could be accessed (and modified) only via the proper accessors (and mutators). With a non-opaque record, OTOH, there would be some other way to "look inside" (a metaphorical way of speaking that I thought would fit with the metaphor behind "opaque"). For instance, maybe (record-length rec) tells me the number of slots, (record-ref rec i) gives me the contents of the i-th slot, and (record-set! rec i value) puts a new value in the i-th slot. (At least that looks like the kind of abstraction-breaking mechanism someone might object to.)
Now, in most cases no one is going to use record-ref and friends. It's not like ADT implementations would normally use them all over the place instead of calling the proper accessors (and mutators). Nor would someone writing client code be likely to use them. Neither of these things would happen except in fairly unusual cases.